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homebuyer education options


Looking for a homebuyer education program to meet requirements for your mortgage loan? Be sure to consult with your lender to make sure you fulfill those requirements with an approved program. 

Please note: The Readynest/MGIC homebuyer education test was discontinued as of Dec. 15, 2023. See below for alternatives. 

Finally Home!®

MGIC is proud to partner with Finally Home! to provide homebuyer education. Finally Home! exceeds the National Industry Standards for Homeownership Education and Counseling, is provided by a HUD-approved housing counseling agency and meets education requirements for many loan programs, including Fannie Mae and Freddie Mac programs. The maximum Finally Home! program fee is $70 but may be as low as $0, based on a borrower’s income.

Go to Finally Home!

Fannie Mae HomeView® 

Fannie Mae’s free HomeView program aligns with the National Industry Standards for pre-purchase homeownership education. It meets the requirements for Fannie Mae’s HomeReady® program and may also meet the requirements for other loan programs. 

Go to HomeView

Freddie Mac CreditSmart® 

Freddie Mac’s free CreditSmart program offers multiple learning paths for those in different stages of the homebuying process. One of those learning paths is Homebuyer U, a certificate program that meets the requirements for Freddie Mac’s HomeOne® and Home Possible® mortgages and may also meet the requirements for other loan programs. 

Go to CreditSmart

Readynest is brought to you by MGIC, a private mortgage insurance company. Finally Home® is a registered trademark. HomeView® and HomeReady®
are registered trademarks of Fannie Mae. CreditSmart®, HomeOne® and Home Possible® are registered trademarks of Freddie Mac.
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