Getting ready to buy a home

You've sold yourself on the advantages of homeownership over renting.

  • You can usually deduct mortgage interest on your tax return
  • You can build equity in your home
  • Historically, homes have proven to appreciate over time
  • You can avoid increases in your monthly payment

You're ready to make the big step. But before you start collecting paint chips and fabric swatches, you need to collect your thoughts around more practical matters — in particular, money matters.

Purchasing a home at a price you can afford is key to successful homeownership — that is, maintaining homeownership. The best way to find out how much home you can afford is to:


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